By Paul J. Rippy
I was recently asked if the spouses of insured employees would be allowed to operate a company vehicle. The individual making the request thought permission was granted because the insured’s policy has a symbol 1 for liability. After taking a moment where I reminded myself that a jump from a two story building would really hurt, I explained the insured needed a Drive Other Car Coverage – Broadened Coverage for Named Individuals endorsement [Accord Form CA 9910 1013].
Drive Other Car Coverage or DOC is an endorsement designed to provide non owned auto coverage under a commercial auto policy.